Category: Money Tips
Commonwealth Seniors Health Card – should you apply?
If you’ve been putting off applying for a Commonwealth Seniors Health Card, now could be the time to spring into action. Chris Murray, Senior Financial Adviser at Crystal Wealth Partners explains why.
Five steps to financial fitness
If you want to improve your financial health but don’t know where to start, fear not! Our director, Louise Lakomy, shares her top 5 tips to get your finances in the best shape possible.
Home care: staying in your home for as long as you can
For many people, the thought of moving into a nursing home isn’t a particularly enticing prospect.
What to do with your finances when you’re not able to travel
With Australia’s national borders having been locked down and domestic borders being slammed shut at a moment’s notice, travel has been off the agenda for the majority of us for the past 18 months.
Four tips to get the new financial year off to a good start
The start of a new financial year is a great time to take stock of your finances. Here, our Executive Director John McIlroy shares his four tips for starting the new financial year on the front foot.
Changes to superannuation guarantee
There was pre-budget speculation that the Government might alter the time table for increases in the compulsory super contributions.
Are you maximising your super contributions? Now’s the time to act
With the End of Financial Year fast approaching, now’s a good time to review your super contributions – here’s what you need to know.
Childcare subsidy increase: gamechanger or not?
Proposed changes to the childcare rebate scheme grabbed post-budget headlines – but are they going to have any real effect?
The financial consideration of aged care
When someone moves into aged care, the facility will usually ask for full payment of the Refundable Accommodation Deposit, which prompts people to sell their home or assets in order to finance. What the aged-care facilities don’t always tell you, however, is that full payment upfront is rarely the only option.
Generating income in a low-rate environment
With cash rates at near zero, term deposits at historical lows and short-term government bonds at a little above zero, many investors are questioning where to get a reasonable income return without taking too much risk. Crystal Wealth Executive Director John McIlroy assesses the options.