Our team has a passion for delivering practical solutions that are highly personalised to your individual needs.

Managed Discretionary Accounts

Crystal Wealth is authorised under its own dealers’ license to provide Managed Discretionary Account (MDA) services to its clients. An MDA service is essentially an arrangement whereby we manage an investment portfolio of assets for you on a discretionary basis according to an agreed investment program that meets your individual needs and objectives.

Under this service, clients have the ability to include the option of tailoring a specific portfolio to their needs or the option of utilising one or more carefully researched and monitored model portfolios. Both options can incorporate a selection of quality assets under the selected asset class options of cash, fixed interest, Australian shares, international shares, property and other asset classes.

Non-Discretionary Managed Accounts

Crystal Wealth is also able to provide Non-Discretionary Managed Account (NDA) services to its clients. This offers personalised investment portfolio management on a non-discretionary basis either on a ‘stand-alone’ basis or in concert with other Crystal Wealth MDA Services.

The key difference with an NDA service is that following receipt of any personal advice or recommendation from us, you must authorise all transactions in relation to your portfolio investments in writing to us or by other secure means (including electronic authorisations).

This means that we will not act on any recommendation regarding the purchase or sale of any investment on your behalf that you do not authorise first.

SMSF Services

We provide an integrated suite of SMSF services that can be linked with any one of our managed account services. This ensures appropriate investment coordination, ongoing compliance and full tax reporting at all times.

Our SMSF services include the following key elements:

  • SMSF establishment (including assessment of SMSF appropriateness and documentation),
  • SMSF trust deed establishment and/or amendments,
  • Corporate trustee establishment and ongoing management,
  • SMSF annual returns and Audit arrangement,
  • SMSF gearing package (including fund documentation and security trust establishment),
  • Capital gains records and tax management,
  • Pension and other benefit payment advice and documentation,
  • Contribution advice and management,
  • Death benefit nomination advice and documentation,
  • SMSF investment and insurance strategy advice and preparation

Investment Portfolios

Investment portfolios are tailored to individual client needs and objectives. An essential part of establishing client needs is determining an appropriate level of risk. Risk levels will vary across conservative to aggressive levels, and some clients may require investment portfolios in specific sectors (e.g. Global Equity).

Investment portfolios can comprise of a mix of ASX listed securities, securities listed on international exchanges, investment securities, fixed interest, cash property, managed funds, exchange traded funds and alternative assets. We have a number of experts in-house and external consultants that we use to select the assets onto our approved product lists for client use.

Hear more from our clients

Client satisfaction is an integral part of our business and we’re proud to share their testimonials with you.

Rob & Cheryl Spaull, VIC

"We are extremely happy with the service now and from day one."

John Goudie, Sydney NSW

"We have found the personalised service very important as a basis for Crystal Wealth understanding our goals and for the establishment of a relationship of ongoing trust."

Chris Heazlewood, Sydney NSW

"Very happy with the service provided by Crystal Wealth. We are approaching retirement and have found the transition to retirement arrangements to be very suitable to our needs. Louise is fabulous and keeps us informed very well."

Get in touch

To book your complimentary initial consultation with a Crystal Wealth professional, contact us today.